Customer reviews
What people are saying about Nathaniel Rutkoski - Zoom Loans


Thanks again for funding my second home twice in a row!
Can I get a congratulations call from my boi
Thank you Nate for approving the loan and closing it quickly
Nathaniel has provided exceptional financial work towards obtaining my dream home. He is the to go man and knows his shit (Lol)! I will always send referrals down his way if given the opportunity. He and Ryan will always be part of my dream team!! Forever grateful. Bella
Working with Nate made the entire home buying experience so smooth would highly recommend him for you financial needs
Thanks Nate for all the help and making everything so smooth ⭐️⭐️⭐️⭐️⭐️
Nate, thank you very much for all the help and help throughout the entire process!
Nathan was very helpful from the beginning to end. He called to make sure I understood the process . I felt very at ease with his help
Nathaniel was great to work with. Very efficient, friendly, quick, and knowledge. I would recommend him to anyone
👍
Nate is a fantastic mortgage broker! He worked hard to help us find the best company with the best rate, and closed faster than our time frame!
Nathaniel was very patient with me during the process. I feel as though I texted or called him every other day with questions but he was there to talk me through the options and nuances step by step. Nathaniel also went a step further by securing a lender with a more favorable rate and lower closing costs in the 11th hour. My family and I could not thank Nathaniel and the Zoom Loans team enough with brokering the deal and securing our dream home.
Nathaniel was amazing throughout this whole process! It almost felt like we didn’t have to do anything! He took care of it all! He answered all our questions and got us approved for our family home. Thank you for everything Nathaniel!
Great help, very efficient. Very available
Great service! The best! Highly recommend!
Five stars oh great customer service very professional work done. Thank you so much.
Thank you so much for helping my clients get into their dream home.
This is awesome! Thanks Nate!
Such a great, easy process! Thank you
Absolutely great customer service, great attentive staff, walked me through the whole process
Thank you very much!
Thank you for taking care of me and my family. I can’t wait to move in. I will definitely recommend Nate to all my family and friends
Thank you for all your hard work Nate.
Thank Nate for all your help your awesome
I really appreciate you Nathaniel, and the team for working with me in selling my first property, to purchasing another home. You all were very patient, understanding, and were very helpful along my journey. Your the best Thank you!🫡
Thank you for making everything so easy while the process was going on
Nathaniel and his team keep you in the loop of process and explain everything very detail so it's an understandable process.
Nathaniel made the purchase of my first home so quick and easy! He was very informative and made sure I was aware of each step of the process. Thank you so much!
Great experience working with Nathaniel, he is our Home Buying partner for life!
Thank you Nate and Estee for such a smooth/streamlined process! It was a pleasure working with you both!!
I don’t even know where to start. I’m a 26 year old single mom and was referred to Nathaniel by my realtor. Being a first time homebuyer I had ZERO idea what to expect. I submitted an offer on a home on 8/1/22 and fully closed on 8/16/22. The entire process was super easy and convenient. Nathaniel’s team really lives up to their name. Would honesty recommend to every single person looking to buy a home. Will definitely work with his team again.
Thank you so much Nathan, it was wonderful to work with you. I wish you great success in your career and appreciate all your help in getting my house refinanced. It was such a smooth transition as I expected alot of going back and forth situation. Thank you again!!
Nate and his team always came through in the clutch. We trusted Nate to get us the best rate and help us choose the best loan for our family and our goals. He and his team were there to answer any of our questions and never missed a deadline for us. Nate has developed meaningful partnerships that have allowed him to go the extra mile for his clients, he was persistent in getting us what we wanted. The systems he uses were easy to navigate and helpful in being able to view our status. We are so thankful for Nate in making our move out of state so wonderful and helping us close the deal!
Thank you for answering all my questions in a timely manner!
You guys doing great job. I’m so satisfied. Thank you,
Nathaniel and Zoom Loans thank you beyond words for all the help and support throughout the home buying process. Nathaniel and the team kept me updated with any updates or needs to make the loan move forward. Highly recommend for high quality service and appreciation.
Nate was so incredibly great! He got our loan in record time and answered all our questions no matter the ridiculous hour we sent them!!!
Nathaniel and his team were great to work with and would recommend.
Nathaniel thank you and your team for absolutely everything you helped me with.
Nate was really helpful with the whole process from beginning to end especially to first time homebuyer. Thank you so much Nate.
Nate and his team are very easy to work with. Every step of the process was explained thoroughly and I never felt uncomfortable or pressured into making any decisions. I have gone through Nate on several refinances and will continue to do so!
Really Great Person To work with
We loved working with Nathaniel!!! He's very knowledgeable and efficient in his work! He made our home buying experience wonderful and we cannot thank him enough for his expertise and assistance and getting us a perfect loan for our home purchase! We will definitely be recommending him to our friends and families! ⭐️⭐️⭐️⭐️⭐️
Nathaniel, thank you for all your great help!
Thank you so much for your patience and understanding.
Thank you!
Awesome experience. Everything was smooth and quick. The response time was quick also. Thanks for everything Nate.
My husband and I want to thank the entire Zoom Loans team, especially thanks to Javier Gallegos for giving us excellent services throughout the entire process. Thank you all. Damelis Rodríguez
Thank you 🤣🥰🥂
Thank you so much for all your help in the purchase of our new home. Because of your hard work, we now have a place to call our own. So appreciated!
⭐️⭐️⭐️⭐️⭐️ it was a quick and easy closing process and especially want to thank rutkowskis for making the home buying process a breeze!
Nathaniel is my Go To Lender Broker. He always delivers the best rates super quickly and is always available if I have questions along the way.
Thank you for everything Nate! It has been a pleasure working with you!
Nate and his team were amazing! He made our experience a memorable one. We will definitely use Nate again.
Thank you Nate for helping us get a great loan your amazing.
It’s been a great experience! thank you Nate for all your help!!!
Thank you for everything!!!
Thank you Nathaniel for all your patience that you have for me and my daughter. You did a excellent job. We will send you referrals😊
Doing business with Nathaniel with Zoom loans a total success again! He is fast, accurate, knowledgeable and professional. This time around I was in a bind - we closed my loan in 10 days! Yes 10 days! Well I started my loan months ago but decided to pause it - but again I found myself in a difficult situation and called him and in 10 days my loan was closed. I would highly recommend Nathaniel for all your home loans - oh and he answered the million questions I had even though I closed so many loans with him - quickly and accurately! Thanks for all your help Nathaniel- again! Wishing you continued success!
Thank you Nate! Great job as always!
Thank you Nathaniel for all the work you put in..
Thank you so much for your help. And thank u for gift.
Thanks, team, for keeping us on track and handling all the details. Much appreciated!
Thank you!
Great job!
I appreciate his service
I worked primarily with Renee. Great customer service. Provided regular updates and was very responsive.
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⭐️⭐️⭐️⭐️⭐️ For professionalism, always there when needed and most of all for looking out for my best interest.
Tanks Nathaniel it was excelente services
I was hesitant to refinancing a loan outside of a bank, Nathaniel with Zoom loans changed all that! 5 star service and was always up to date through the process!!
Nathaniel and his team have been patient and wonderful during this process. I will recommend him to anyone I know looking to purchase a home. Thank you so very much!!!!
Thank you
I have thank him thru the phone and emails but I can’t thank him enough again for everything he has done not just in our Refinancing but also when we purchase the Home. Zoom Loans Team is best way to go
Nathaniel is so knowledgeable and super easy to work with! I highly recommend Nathaniel and his team! Thank you once again for a great experience!
Nathanial made everything so easy for us to refinance our home. He returned our texts and calls quickly with answers to our questions. He made this refinance so easy for us! Thank you Nathanial and team for everything!
Thank you ,Nathaniel and the rest of the Zoom staff!
Thank you so much Nate for an amazing experience!
Thanks for working so hard. I always felt like I had someone to talk to.
It was great to work with Nathaniel, the team was very responsive and the entire service from start to end was best
Thank you sir.
Nathaniel has been great to work with. Really fast and efficient! In fact he is so good we are return customers. Thank you Nathaniel!
Thank you
thank you so much for all your help.
Thank you to you and your team for all your hard work on getting our home loan done!!
Thank you for all your hard work and for getting things moving along quickly. It is very appreciated!
Thanks for all your help, couldn’t have done it without you ❤️
Nathan and his team are awesome. They all are professional, and do a fantastic job in getting the loan done quickly and stress free. Thank you all very much. You guys rock! Stacy Montalvo RN
The Service was just Wonderful I would tell Family and Friends to come to Nathanial-Zoom Business-just Wonderful
Nate has been awesome to work with and this is our second home purchase with him. He’s very responsive and answers any questions you may have at any point of the loan process. I would highly recommend Nate / Zoom loans for anyone looking to purchase or refinance.
Very happy with your service. Thank you so much.
Top notch service. Best broker around!
Thanks again Nate for ur patience! It is always a pleasure working with u!
Nathaniel and his team were very helpful and made this process easy. I will definitely recommend their services to others.
Super happy with the whole process. Absolutely no stress. Very approachable and quick service. We would recommend Nate to anyone who is looking for a mortgage lender. Thank you Nate.
Nathaniel and his team were so great to work with. I always felt like they had my best interest at heart. I bought my first home through Zoom and they were so helpful in communicating each step in the process. Also, when unexpected issues came up, Nathaniel was all over it and I knew I could trust him to get it taken care of. Not only was I well taken care of, they saved me a ton of money!
Thank you for everything Nathan
Thank you for the suggestion to refinance, I think we saved quite a bit. 🍻🥂
Thank you Nathaniel for helping us. You made the entire process easy.
Each and every time I've worked with Nathaniel, I have felt so VIP. The make any type of financing so quick and easy. Like I I said before it was smooth as butter. Thank you so much Nathaniel! Rock On!
Nathanial and his team made our buying experience effortless. We can’t thank Zoom Loans enough for their diligence and support.
I had an amazing experience working Nate! He was professional, courteous and his team worked expeditiously. I’ve never had a loan transaction be so seamless.
⭐️⭐️⭐️⭐️⭐️
We have worked with Nathaniel multiple times for purchases and a re-fi. He has always been awesome and gets things done quickly and efficiently. We highly recommend Zoom Loans!
Nathaniel know where customer needs :) He made the process very informative and easy for me. No crazy deals, false promises etc, he kept things easy and simple which I really admire about. Thanks again.
We thank Nathaniel for his help, and if we know of anyone who needs your services, we will refer them. Excellent & expedited service!
Always a pleasure working with you
Thank you Nate, 2 lona down & hope many more to go. You & your team is amazing
Thank you so much for making the move seamless and non-stressful. Xoxo
NATE IS AWESOME & I THANK HIM SO SO VERY MUCH!
5 stars thank you to Nate Rutkowski and team.
You were awsome, thank you so much for your hard work.
Thank you Nate! on helping us with our refinance, as always it's a pleasure working with you and Estee😊
Thank you and Joann for everything
Thank you Nathaniel!
Nate is awesome to work with. He helped us when we purchased our home and now with our refinance. Will work with him again for any future loan needs.
Thank you for all of your help throughout the refinancing of my home loan.
no
Thank you and your team for all the work that was put in. Me and my family really appreciate it thank you again.
Awesome, very satisfied with his help with the purchase of our home.
Me and my husband are very Happy that we chose to work with Nathaniel and Erica. They made our Dream Home come true. Thank you so much for all the help. I will definitely recommend them to all my Friends. 😍❤️
Just wanted to say thank you for all the help and arranging everything
Thank you!!!
Thank you for the support
When we started with our home purchase journey, we got 2 referrals from our friends who also live in the Central Valley. We ended up working with Nathaniel because we like his work ethics. He is straightforward and will tell you what you really need to work on with your credit to get better financial opportunities. He is not going to rush you into anything to for his own personal gain. Instead, he will give you options on how you can make home purchase beneficial for your family considering the fact that this market had gone crazy. My husband I were very impressed with how honest and transparent he is. Nathaniel referred his wife Erica to us who is a realtor and as equally, patient, hardworking and honest as he is. They both worked hard to help us get our dream house and for this, we will always be grateful for their service. This lender/realtor tandem gave us seamless experience and it was very easy and pleasant to deal with both of them. I highly recommend Nathaniel and Erica and will choose to work with them over and over again.
Thank you for helping us in this process!
Thank you so much!
Thank you for your help
Nathaniel was awesome!! Two other brokers could not help us being that our house was so new. Nathaniel Was always responsive throughout the process which was extremely quick. Thanks again, we will definitely let others know.
Nate is a 5 star worker and was helpful in every way.
Nathaniel and his team did a great job on my loans. Have worked with him on several and each time the service is great. I appreciate the straight forwardness. He is never too busy to answer the million questions I have and makes me feel comfortable in what I am doing. I really appreciate his help. Keep up the good work! I will make sure to refer my friends and family to anyone who may need a home loan! Thanks again!
Thank you Nate! You made our loan process as smooth and easy as possible.
We appreciate all the hard work and patience you and your team spent together for us in order to make our dream come true!!!
Since DAY 1 Nathaniel and the whole team have been amazing. They have made purchasing my first home very smooth and stress-free. I will recommend anyone who is looking to buy give Nathaniel a call and you will be in great hands.
Nate was awesome! Thank you for helping us along the way!
Thank you Nathaniel for your assistance,we appreciate your help your knowledge and quick response to all our questions meant alot to us we will not hesitate to recommend you to anyone we know that require your. service.
Nate and his team were great, helped us navigate through a couple potential issues to get our deal funded on time. Will definitely do business again!
Working with Nate was Fabulous! Thank you for always looking out and your assistance throughout the loan process. I will certainly recommend your services to anyone I know who needs a mortgage.
Thank you so much for all the help throughout the closing and answering my questions patiently.
Thank you so much Nathaniel! You have been extremely helpful throughout this whole process and I can't wait to work with you again!
Great customer service, Can't wait for my next loan
Thank you Nathaniel for a wonderful mortgage experience! You are informative and so easy to work with! Thank you for taking care of me again!
⭐️⭐️⭐️⭐️⭐️ Our experience with Nathaniel was amazing! He was helpful and prompt with responding. Polite, professional and went over and beyond even when we thought maybe we were being difficult. In the end, we felt 100% with the decision we made. We are very happy and very thankful for him and all his help throughout the process! Thank you Nate!
Nathan thank you so much for everything!! We really appreciate your help with everything. You really pushed for us and we are super thankful.
Thank You Nate and Renne for your fast and amazing help. I really hope to keep doing business with you, hopefully soon 👏😊
It was great working with Nathanial. Thank you for all your time. We made it happen
Thank you very much for a smooth, simple, and easy process. Nate and his team were incredible to work with and I hope to use their services again someday. Thank you again!
Thank you for the purchase of our house. Thank you for refinancing our house. Thank you for refinancing our house again. Thanks again, Frank Schurpf
Thank you, Nathaniel, for making the refi process smooth and easy. You were always an email/call away and responded promptly if we had any concerns. THANK YOU!
Thank you again Nathaniel! You made the whole loan process super easy, quick and painless.
Nathaniel went above and beyond to meet our every need in the loan servicing process. He was quick and efficient and professional from start to finish. All his hard work and dedication in helping our family through this whole process is so much appreciated and we will be sure to refer him to any friends and family who are in need of his services.
Thank you!
Thank you so much for all your assistance in securing a refi cash out loan. Its been a difficult and very stressful time for me so I appreciate your patience and understanding. If i happen to hear of anyone wanting to refi, I will refer them to you. I thought the loan process was very easy and closed pretty quick. Thank you and have a great 2021. Stacy Montalvo RN
Thanks Nathaniel!
Thank you for guiding us through our first home refinancing. You were very helpful.
thank you Nathan for your excellent service again we appreciate everything that you do for us. Oh, and thank you for the gift.
Thank you for everything during this entire process! You were very helpful and understanding and I appreciate it.
Very helpful and great with communication. Appreciate the team work. ⭐️⭐️⭐️⭐️⭐️
Hey, Nate! Thanks again for guiding us through every step of the way so far! We look forward to buying our permanent home soon, with your help and guidance! Your talent is truly appreciated!
Nathaniel and his team made our home buying/refi experience seamless and easy. I would not hesitate to recommend him to family and friends. Thank you again for all your hard work and for getting my wife and i into our new home.
Thanks Nate!
Thank you for a smooth process!
I can't recommend Nathaniel enough! He has helped me with two refinances that have helped my family out tremendously.
Thanks for all our help Nate!!!
Nate, thanks for all your support through both the refinances this past year. We'll definitely be referring you to anyone we know thats thinking about purchasing/ refinancing.
Nate once again has helped me. This time with my refinance. I have lowered my payment and interest rate. Such an easy and streamline process. I will continue to recommend him to friends and family!
Thanks!
Second successful transaction with nate. Nate is very professional and does his best for his clients.
Nathaniel was amazing! 5⭐️. He got our loan done in no time! Also, I’m a personal trainer and have my own business which made things even more complicated but Nate never stopped working hard for us! He was extremely patient, even during our demanding and not so nice times. He was always there to pick up the phone or return a text within minutes. This customer service is second to none and we would recommend Nate in a heartbeat. Thanks again Nate for all your hard work and dedication to our refi. Cheers! Vince and Therie Ann
Nate is Awesome, he took care of us throughout our home buying. Thank you Nate and for all of your services.
Nathaniel made are experience awesome , it was so easy to work with him and he takes care of you quickly
Excellent 5 stars
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Nathaniel was great to work with, the refinance process was very quick and easy.
Thank you!
Great job by Nathaniel. Able to do it all using my phone
Nate got me the best rate possible while making the loan process; quick, easy, stress free. Thanks nate
Hi Nate, thank you for your help with our loan and the great service you provided. Happy Holidays to you and the family!
Nathaniel, Thank you for keeping us informed along the process and helping to resolve issues. We really appreciate your professionalism and will gladly give you high references if needed.
Nathaniel did a great job in keeping me informed throughout the loan process. I appreciated his prompt responses when I asked questions. I will definitely recommend him and will do business with him in the future.
This is my second time dealing with Nathaniel and he did such a great job the first time professional, quick and very knowledgeable answered all my questions never made me feel incompetent just simply answered my questions and wanted to be sure I understood everything that I was being asked and anything I had questions on or not quite clear. I recommend Nathaniel and his team to anyone who is looking for fast, easy turnaround . You won’t be disappointed.
Thank you for everything!
Thank you. Happy Holidays!
Thank you and Happy Holidays!!!
Always a pleasure to work with Nathaniel.. he’s always helpful and easy to work with.
Thank you for taking care of our refi so quickly!! It is so helpful that the entire process is done electronically!’
Thank you, Nate for everything you have done throughout this process. This was a very smooth process and definitely appreciate you and helping us get the lowest rate you can get for us!
Thank you again for such an easy and smooth refinancing porcess. Happy holidays!
Thanks so much Nate! Definitely the best broker we have ever worked with!
Serena and Richard Mitchell
Nate was very professional always on top of anything i needed help me throughout the whole process in complete detail made it so easy for me definitely blessed for having him in my team to purchase my first home made my experience fun and looking forward for my next investment hopefully to work with Nate again thank you your the man!!!
Thank you !
Nathaniel is very professional and very helpful! He made it so easy for me to buy my first house and now he had helped me refinance my loan to lower my monthly and not only that, I was able to skip a month of mortgage plus I received 2k from my lender! Merry Xmas to me!
Nathaniel was excellent and very helpful with the entire loan process. It was quick and easy. I'd never think about using anyone else again.
Nathaniel was very professional and helpful. He always told me things straight out. He never hid anything and was always available to answer the million questions I had. He made the experience a great one! I would highly recommend him!
Thank You
Thank you Nate!
Thank you Nathaniel for all you have done
Thank you Nathaniel for making the loan process smooth and easy.
Really appreciate all the hard work with making it happen. Great experience. Thanks
Thank you Nate!
I would like to Thank Nathaniel for all of his hard work during this refinance. Nathaniel made it very easy through this entire process. I would recommend anyone that needs a refinance on there home. Thank you again Jarrod King
Nathaniel is top notch!!! 100 stars ⭐️
Thank you Nate for all your help on our loan! You know me, I’m old school!! Merry Christmas!🎄
Very patient professional person to work with on my refi!
Easy efficient process. Thank you.
Thanks Nate. You are a great person. Haha